How to resolve Stripe 'payouts not enabled' error

1const stripe = require('stripe')(process.env.STRIPE_SECRET_KEY);
2
3async function checkPayoutStatus() {
4  const account = await stripe.accounts.retrieve();
5  console.log('Payouts enabled:', account.payouts_enabled);
6  console.log('Currently due:', account.requirements.currently_due);
7  console.log('Past due:', account.requirements.past_due);
8  console.log('Errors:', account.requirements.errors);
9}
10
11checkPayoutStatus();

1async function submitRequirements() {
2  // Example: update business profile and individual details
3  const account = await stripe.accounts.update('acct_self', {
4    business_profile: {
5      mcc: '5734',
6      url: 'https://yoursite.com',
7    },
8    individual: {
9      first_name: 'Jane',
10      last_name: 'Doe',
11      dob: { day: 15, month: 6, year: 1990 },
12      address: {
13        line1: '123 Main St',
14        city: 'San Francisco',
15        state: 'CA',
16        postal_code: '94111',
17        country: 'US',
18      },
19      ssn_last_4: '1234',
20    },
21  });
22  console.log('Updated. Payouts enabled:', account.payouts_enabled);
23  console.log('Remaining requirements:', account.requirements.currently_due);
24}
25
26submitRequirements();

1async function addBankAccount() {
2  const account = await stripe.accounts.createExternalAccount('acct_self', {
3    external_account: {
4      object: 'bank_account',
5      country: 'US',
6      currency: 'usd',
7      routing_number: '110000000', // Test routing number
8      account_number: '000123456789', // Test account number
9    },
10  });
11  console.log('Bank account added:', account.id);
12}
13
14addBankAccount();

1const express = require('express');
2const app = express();
3
4app.post('/webhook', express.raw({ type: 'application/json' }), (req, res) => {
5  const sig = req.headers['stripe-signature'];
6  let event;
7  try {
8    event = stripe.webhooks.constructEvent(
9      req.body,
10      sig,
11      process.env.STRIPE_WEBHOOK_SECRET
12    );
13  } catch (err) {
14    console.error('Webhook signature failed:', err.message);
15    return res.status(400).send(`Webhook Error: ${err.message}`);
16  }
17
18  if (event.type === 'account.updated') {
19    const account = event.data.object;
20    console.log('Payouts enabled:', account.payouts_enabled);
21    console.log('Requirements:', account.requirements.currently_due);
22  }
23
24  res.json({ received: true });
25});
26
27app.listen(3000, () => console.log('Webhook listener on port 3000'));