How to resolve account under review in Stripe

1// monitor-review.js
2// Monitor Stripe account review status
3
4const Stripe = require('stripe');
5const stripe = Stripe(process.env.STRIPE_SECRET_KEY);
6
7async function monitorReview() {
8  try {
9    const account = await stripe.accounts.retrieve();
10
11    console.log('=== Account Review Status ===');
12    console.log('');
13    console.log('Account ID:', account.id);
14    console.log('Charges enabled:', account.charges_enabled ? 'Yes' : 'NO');
15    console.log('Payouts enabled:', account.payouts_enabled ? 'Yes' : 'NO');
16    console.log('');
17
18    const reqs = account.requirements;
19
20    if (reqs.disabled_reason) {
21      console.log('Current status:', reqs.disabled_reason);
22
23      if (reqs.disabled_reason === 'under_review') {
24        console.log('Action: Stripe is reviewing your account. Check for information requests.');
25      } else if (reqs.disabled_reason === 'requirements.pending_verification') {
26        console.log('Action: Your documents are being reviewed. No action needed.');
27      } else if (reqs.disabled_reason.startsWith('requirements.')) {
28        console.log('Action: Submit the required information in the Dashboard.');
29      }
30    } else {
31      console.log('No restrictions. Account is fully active.');
32    }
33
34    if (reqs.currently_due.length > 0) {
35      console.log('');
36      console.log('Information requested:');
37      reqs.currently_due.forEach(r => console.log('  -', r));
38    }
39
40    if (reqs.pending_verification.length > 0) {
41      console.log('');
42      console.log('Under review (submitted):');
43      reqs.pending_verification.forEach(r => console.log('  -', r));
44    }
45
46    // Check balance status during review
47    const balance = await stripe.balance.retrieve();
48    const totalAvailable = balance.available.reduce((sum, b) => sum + b.amount, 0);
49    const totalPending = balance.pending.reduce((sum, b) => sum + b.amount, 0);
50    console.log('');
51    console.log(`Balance: $${(totalAvailable / 100).toFixed(2)} available, $${(totalPending / 100).toFixed(2)} pending`);
52
53    return account;
54  } catch (err) {
55    console.error('Error:', err.message);
56  }
57}
58
59monitorReview();