How to activate payouts in Stripe

1require('dotenv').config();
2const stripe = require('stripe')(process.env.STRIPE_SECRET_KEY);
3
4async function checkPayoutReadiness() {
5  const account = await stripe.accounts.retrieve();
6  const balance = await stripe.balance.retrieve();
7
8  console.log('=== Payout Status ===');
9  console.log('Payouts enabled:', account.payouts_enabled);
10  console.log('Charges enabled:', account.charges_enabled);
11
12  if (!account.payouts_enabled) {
13    console.log('\nPayouts are disabled. Requirements:');
14    console.log('Currently due:', account.requirements.currently_due);
15    console.log('Errors:', account.requirements.errors);
16    return;
17  }
18
19  console.log('\n=== Balance ===');
20  balance.available.forEach(b => {
21    console.log(`Available: ${b.amount / 100} ${b.currency.toUpperCase()}`);
22  });
23  balance.pending.forEach(b => {
24    console.log(`Pending: ${b.amount / 100} ${b.currency.toUpperCase()}`);
25  });
26}
27
28async function createManualPayout(amount, currency = 'usd') {
29  try {
30    const payout = await stripe.payouts.create({
31      amount,
32      currency,
33      description: `Manual payout — ${new Date().toISOString().split('T')[0]}`,
34    });
35    console.log(`Payout created: ${payout.id}, status: ${payout.status}`);
36    return payout;
37  } catch (err) {
38    console.error('Payout failed:', err.message);
39    throw err;
40  }
41}
42
43async function listRecentPayouts(limit = 10) {
44  const payouts = await stripe.payouts.list({ limit });
45  payouts.data.forEach(p => {
46    console.log(`${p.id} | ${p.amount / 100} ${p.currency.toUpperCase()} | ${p.status} | ${new Date(p.arrival_date * 1000).toLocaleDateString()}`);
47  });
48}
49
50module.exports = { checkPayoutReadiness, createManualPayout, listRecentPayouts };